Coronavirus and Cars. Learn More »

COVID-19 info » Coronavirus and Cars: What You Need To Know. Learn More

New Kia for Sale

near Naperville, IL

Get savings you can count on today. Our Best Price program saves you time and money by connecting you with certified dealers who offer guaranteed savings on inventory.

How it Works

  1. Browse dealer inventory to find the car you want from the comfort of your home.
  2. Connect with a certified dealer and receive your savings certificate.
  3. Present your certificate to the dealer and get your car!

Read More 

  • Clear Filters

Show Results for

location
Make/Model
Condition

Filter by

Year
to
Price
Price Rating
Mileage
BUY FROM HOME
Certified Pre-Owned
Vehicle History
Body Style
Color
Transmission
Engine
Fuel Type
Drivetrain
Features

1,828 Results

  1. 2021 Kia Soul

    Vehicle Specs

    MPG
    25 City, 31 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Manual
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Sparkling Silver
    Vin
    KNDJ22AU4M7746248

    Additional Features

    • Sparkling Silver
    • Carpeted Floor Mats
    • Black Cloth Seat Trim
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  2. 2021 Kia Forte

    Vehicle Specs

    MPG
    27 City, 37 HWY
    Trim
    FE
    Body Style
    Sedan
    Transmission
    Manual
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Clear White
    Vin
    3KPF24AD9ME277725

    Additional Features

    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels
    • Tires - Front All-Season
    • Tires - Rear All-Season
    • Power Mirror(S)

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  3. 2021 Kia Forte
    New Listing

    Vehicle Specs

    MPG
    31 City, 41 HWY
    Trim
    FE
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Clear White
    Vin
    3KPF24AD4ME289538

    Additional Features

    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels
    • Tires - Front All-Season
    • Tires - Rear All-Season
    • Power Mirror(S)

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    World Kia of Joliet

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    Clear White 2021 Kia Forte Fe Fwd Ivt 2.0L 4-Cylinder Mpirecent Arrival! 31/41 City/Highway Mpg

  4. 2021 Kia Forte
    New Listing

    Vehicle Specs

    MPG
    31 City, 41 HWY
    Trim
    FE
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Aurora Black
    Vin
    3KPF24AD0ME290475

    Additional Features

    • Abp
    • Black Woven Cloth Seat Trim
    • Aurora Black
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    World Kia of Joliet

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    Aurora Black Pearl 2021 Kia Forte Fe Fwd Ivt 2.0L 4-Cylinder Mpirecent Arrival! 31/41 City/Highway Mpg

  5. 2021 Kia Forte
    New Listing

    Vehicle Specs

    MPG
    31 City, 41 HWY
    Trim
    FE
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Aurora Black
    Vin
    3KPF24AD2ME285794

    Additional Features

    • Black Woven Cloth Seat Trim
    • Aurora Black
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels
    • Tires - Front All-Season

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    Kia Of Lincolnwood

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    2021 Kia Forte Fe Fwd Ivt 2.0L 4-Cylinder Mpi New Tires, New Brakes, Navigation.Recent Arrival! 31/41 City/Highway Mpg

  6. New Listing

    Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    KNDJ23AU7M7742815

    Additional Features

    • Black/Gray Cloth Seat Trim
    • Carpeted Floor Mats
    • Gravity Gray
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  7. New Listing

    Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Grey
    Vin
    KNDJ23AU2M7753544

    Additional Features

    • Wheels: 16'' X 6.5 Steel
    • Front Bucket Seats
    • Cloth Seat Trim
    • Radio: Am/Fm/Mp3 Audio System
    • 4-Wheel Disc Brakes
    • 6 Speakers
    • Air Conditioning
    • Electronic Stability Control
    • Front Center Armrest
    • Tachometer

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Berwyn Kia

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    2021 Kia Soul Lx

  8. New Listing

    Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Sparkling Silver
    Vin
    KNDJ23AU6M7748878

    Additional Features

    • Wheels: 16'' X 6.5 Steel
    • Front Bucket Seats
    • Cloth Seat Trim
    • Radio: Am/Fm/Mp3 Audio System
    • Carpeted Floor Mats
    • 4-Wheel Disc Brakes
    • 6 Speakers
    • Air Conditioning
    • Electronic Stability Control
    • Front Center Armrest

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Napleton Automall Elmhurst

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    2021 Kia Soul Lx

  9. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Mars Orange
    Vin
    KNDJ23AU0M7748374

    Additional Features

    • Power Windows
    • 4-Wheel Abs Brakes
    • Front Ventilated Disc Brakes
    • 1St And 2Nd Row Curtain Head Airbags
    • Passenger Airbag
    • Side Airbag
    • Bluetooth Wireless Phone Connectivity
    • Digital Audio Input
    • Audio System Memory Card Slot
    • Am/Fm Stereo

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Napleton's Elgin Kia

    Certified Dealer
  10. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    KNDJ23AU2M7745489

    Additional Features

    • Power Windows
    • 4-Wheel Abs Brakes
    • Front Ventilated Disc Brakes
    • 1St And 2Nd Row Curtain Head Airbags
    • Passenger Airbag
    • Side Airbag
    • Bluetooth Wireless Phone Connectivity
    • Digital Audio Input
    • Audio System Memory Card Slot
    • Am/Fm Stereo

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Napleton's Elgin Kia

    Certified Dealer
  11. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    KNDJ23AU1M7743183

    Additional Features

    • Carpeted Floor Mats
    • Black Cloth Seat Trim
    • Gravity Gray
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  12. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Sparkling Silver
    Vin
    KNDJ23AUXM7738483

    Additional Features

    • Wheels: 16'' X 6.5 Steel
    • Cloth Seat Trim
    • Radio: Am/Fm/Mp3 Audio System
    • Carpeted Floor Mats
    • 4-Wheel Disc Brakes
    • 6 Speakers
    • Air Conditioning
    • Electronic Stability Control
    • Front Bucket Seats
    • Front Center Armrest

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    International Kia

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    2021 Kia Soul Lx

  13. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    KNDJ23AU0M7737472

    Additional Features

    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels
    • Tires - Front All-Season
    • Tires - Rear All-Season
    • Temporary Spare Tire

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  14. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    KNDJ23AU1M7737674

    Additional Features

    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels
    • Tires - Front All-Season
    • Tires - Rear All-Season
    • Temporary Spare Tire

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  15. Vehicle Specs

    MPG
    28 City, 33 HWY
    Trim
    LX
    Body Style
    Hatchback
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    KNDJ23AU3M7737952

    Additional Features

    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Wheel Covers
    • Steel Wheels
    • Tires - Front All-Season
    • Tires - Rear All-Season
    • Temporary Spare Tire

    2021 Kia Soul Review

    #3 in Subcompact SUVs

    The 2021 Kia Soul is one of our top-ranked subcompact SUVs. It boasts ample cabin room and user-friendly technology, but it isn’t as athletic as some class rivals.

    Pros & Cons

    • Spacious seating

    • Ample cargo room

    • User-friendly infotainment system

    • Long warranty

    • Not as agile as some rivals

    • Underwhelming interior quality

    • Limited standard safety tech

    8.1

    Scorecard

    • 7.9Critics' Rating
    • 7.5Performance
    • 8.5Interior
    • TBDSafety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

  16. New Listing

    Vehicle Specs

    MPG
    27 City, 37 HWY
    Trim
    FE
    Body Style
    Sedan
    Transmission
    Manual
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Clear White
    Vin
    3KPF24AD4ME289183

    Additional Features

    • Woven Cloth Seat Trim
    • Radio: Am/Fm/Mp3 Display Audio System
    • 4 Speakers
    • 4-Wheel Disc Brakes
    • Air Conditioning
    • Electronic Stability Control
    • Front Bucket Seats
    • Front Center Armrest
    • Tachometer
    • Abs Brakes

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    Berwyn Kia

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    2021 Kia Forte

  17. New Listing

    Vehicle Specs

    MPG
    29 City, 40 HWY
    Trim
    LXS
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Clear White
    Vin
    3KPF24AD5ME289113

    Additional Features

    • Clear White
    • Black Woven Cloth Seat Trim
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Aluminum Wheels
    • Tires - Front Performance
    • Tires - Rear Performance

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    World Kia of Joliet

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    Clear White 2021 Kia Forte Lxs Fwd Ivt 2.0L 4-Cylinder Mpirecent Arrival! 29/40 City/Highway Mpg

  18. New Listing

    Vehicle Specs

    MPG
    29 City, 40 HWY
    Trim
    LXS
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Gravity Gray
    Vin
    3KPF24AD9ME292452

    Additional Features

    • Gray Woven Cloth Seat Trim
    • Gravity Gray
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Aluminum Wheels
    • Tires - Front Performance
    • Tires - Rear Performance

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    World Kia of Joliet

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    Gravity Gray 2021 Kia Forte Lxs Fwd Ivt 2.0L 4-Cylinder Mpirecent Arrival! 29/40 City/Highway Mpg

  19. New Listing

    Vehicle Specs

    MPG
    29 City, 40 HWY
    Trim
    LXS
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Deep Sea Blue
    Vin
    3KPF24AD4ME277700

    Additional Features

    • Black Woven Cloth Seat Trim
    • Deep Sea Blue
    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Aluminum Wheels
    • Tires - Front Performance
    • Tires - Rear Performance

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    World Kia of Joliet

    Certified Dealer

    Buy From Home. Learn More

    Dealer Description

    Deep Sea Blue 2021 Kia Forte Lxs Fwd Ivt 2.0L 4-Cylinder Mpi29/40 City/Highway Mpg

  20. New Listing

    Vehicle Specs

    MPG
    29 City, 40 HWY
    Trim
    LXS
    Body Style
    Sedan
    Transmission
    Automatic
    Drivetrain
    FWD
    Engine
    4 Cyl
    Color
    Deep Sea Blue
    Vin
    3KPF24AD6ME288875

    Additional Features

    • Front Wheel Drive
    • Power Steering
    • Abs
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Aluminum Wheels
    • Tires - Front Performance
    • Tires - Rear Performance
    • Power Mirror(S)
    • Rear Defrost

    2021 Kia Forte Review

    Overall

    Scorecard

    • Critics' Rating
    • Performance
    • Interior
    • Total Cost of Ownership
    • Safety
    Read full car review

    Dealer

    Libertyville Kia

    Certified Dealer

    Buy From Home. Learn More

1 of 92

The vehicle information provided here is supplied by the seller or other third parties. U.S. News & World Report is not responsible for the accuracy of such information and provides this service without representations or warranties of any kind, either expressed or implied.

*Estimated monthly payment has been calculated for 60 months loan term with 6% APR, 5% Sales Tax, 0$ down payment and 0$ trade-in value. The monthly payment is a rough estimate provided solely for informational purposes. You should not take action based on the information provided. When available, we recommend you use interest rate information provided to you by your dealer or lender.