Choosing a certified pre-owned vehicle can save you quite a bit of money compared to buying a new car, and you get the peace of mind that comes with a manufacturer warranty. If you’re considering a late-model Lincoln, but you’d like someone else to take care of the first few years of depreciation, a CPO Lincoln would be a smart choice. They’ll cost a bit more than a non-CPO used Lincoln, but the warranty coverage might be worth it.
Which Used Lincoln Vehicles Are Eligible?
Used Lincoln cars and SUVs that are less than six years old with less than 60,000 miles on the odometer are considered for pre-owned certification. Unlike most other manufacturers, Lincoln doesn’t specify a model year or age range, instead relying on the low mileage requirement to weed out unsuitable vehicles.
Lincoln’s CPO certification process requires a 200-point inspection of the entire car. The checklist includes the following categories: vehicle history (including a Carfax report and a check of the car’s maintenance records), road test, exterior, interior, diagnostics, underhood, hybrid-specific components (when applicable), underbody, and convenience (ensuring the vehicle is ready for delivery with a full fuel tank and a copy of the owner’s manual).
Lincoln provides a copy of the checklist online to satisfy the concerns of prospective buyers. To pass the inspection, any vehicle components in need of attention are repaired or replaced with factory parts.
If a CPO Lincoln car or SUV is still covered under the original Lincoln new-vehicle warranty, the remainder of this coverage will transfer to the new owner. The new-vehicle warranty includes a four-year/50,000-mile bumper-to-bumper warranty and a six-year/70,000-mile powertrain warranty.
This coverage is more thorough than the Lincoln certified pre-owned warranty that kicks in after the original warranty expires. After the vehicle’s new-vehicle warranty expires, the CPO warranty is in effect for six years or 100,000 miles (whichever comes first) from the date the vehicle was first sold as new.
The Lincoln certified pre-owned warranty covers specific defective components and the workmanship that applies to those components. This list includes most of the vehicle’s original parts and systems. Lincoln specifically excludes some situations from this warranty, including repairs that are covered by insurance or another warranty, damage caused by aftermarket parts, repairs caused by a crash or from racing, repairs due to negligence or abuse, and damage caused by the environment.
There is no deductible for repairs to a CPO Lincoln vehicle covered under the original warranty. There is a $100 standard deductible for repairs covered under the CPO warranty.
Roadside assistance, rental car reimbursement, and travel expense reimbursement are the biggest perks included with Lincoln’s CPO program. Lincoln’s complimentary roadside assistance program helps owners with flat tires, jump starts, and fuel delivery. Towing assistance and lockout assistance are available for an extra charge.
If your CPO Lincoln breaks down when you are more than 100 miles from home, you might be eligible for reimbursement for lodging, food, and rental vehicles. Other breakdowns (not 100 miles from home) may qualify for partial reimbursement for a car rental.
Your Lincoln dealer will provide you with a loaner vehicle when your CPO Lincoln is in for service, and they’ll wash your car before returning your keys. Each CPO Lincoln also comes with three free months of SiriusXM satellite radio.
How Does It Compare to Rivals?
Lincoln’s 200-point CPO inspection seems more comprehensive than rivals’ checklists, most of which have fewer than 200 points, but the actual inspections are similar across the industry. In other words, Lincoln’s long checklist doesn’t necessarily mean the cars are scrutinized more closely, just that the list is broken down into more points. We do appreciate, though, that Lincoln actually provides the checklist to consumers.
Lincoln’s main advantage is that they provide a service loaner, while several of its competitors do not (or leave it up to the dealership’s discretion). The other elements of Lincoln’s CPO program are unremarkable, and in some cases, fall short of competitors.
For example, Volvo provides one of the best CPO warranty in the class and doesn’t charge a deductible for covered repairs. Other premium brands, such as Porsche, Cadillac, BMW, and Acura also offer excellent CPO programs.
How to Buy a Lincoln CPO Vehicle
You can start at home by browsing through the U.S. News certified pre-owned car listings to find results for Lincoln cars and SUVs near you. Then, you can visit your nearest Lincoln dealership, which should offer a selection of CPO vehicles.