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The roots of Safeco Insurance can be traced back to 1923 in Seattle, Washington, and the founding of the General Insurance Company of America. The company quickly expanded down the West Coast and eventually east to Connecticut, but it wasn’t until 1953 that the subsidiary Safeco was launched. Short for the Selective Auto and Fire Insurance Company of America, the company relied on the early adaptation of computer automation tools as part of its success. 

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Safeco has been a subsidiary of Boston based insurance powerhouse Liberty Mutual since 2008. Today, Safeco is focused solely on personal insurance products, and says that its success is based on a competitive mix of coverage, pricing, and service, which is combined with the personal touch of a local agent with the financial strength and security of Fortune 100-ranked Liberty Mutual. 

Safeco offers a wide assortment of vehicle insurance products. These include policies for automobiles, motorcycles, motorhomes and camping trailers, and other recreational vehicles. Additionally, there are policies for boats, personal watercraft, all-terrain vehicles, golf carts, low speed vehicles, and classic cars. The company also offers 24/7 roadside assistance coverage, which can provide emergency help such as a jump start, flat tire assistance, fuel and fluids, towing, and lock-out service. 

Safeco sells its policies exclusively through a network of local agents, with coverage available in all 50 states. Once customers are on board, a number of self-service online tools allow users to make policy changes, file and track a claim, pay a bill, update personal information, and print insurance ID cards. The Safeco Mobile app provides similar account access for Android and Apple devices, and a voice-activated Insurance Advisor can answer questions using Amazon Alexa. The company also offers customer service over the phone. 

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

Safeco Car Insurance Discounts

Safeco offers the same discounts that you will typically find with other auto insurance companies. These include reduced rates for accident-free drivers, customers who insure more than one car, or those who bundle car insurance with another policy such as homeowners or renters coverage. Discounts are also available for cars equipped with additional safety equipment, a car alarm or other anti-theft device, and for teen drivers who complete a safety course, maintain a B average or better, or are added to their parent’s policy. In addition, drivers who install an electronic monitoring device to track behavior behind the wheel are eligible for a discount. 

Other Types of Policies From Safeco Insurance

In addition to vehicle insurance, Safeco offers a full portfolio of insurance products including homeowners, renters, and condo and income property policies, along with coverage for valuables, identity theft, pet health and umbrella insurance. 

Safeco Financial Fitness

Safeco’s parent company, Liberty Mutual, has an “A” rating of Excellent from A.M. Best, an “A2” Good rating from Moody’s Investor’s Service, and an “A” Rating from Standard and Poor’s.  

Safeco is a wholly owned subsidiary of Liberty Mutual Insurance, which also owns commercial and specialty insurance companies National Insurance, North America Specialty, Liberty Specialty and Global Surety.

Contact Safeco Car Insurance

An agent locator can be found on their website at www.safeco.com

You can also contact Safeco at 800-332-3226.

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

The Cheapest Car Insurance Companies in 2020

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