Get Cheap Car Insurance Quotes in Your Area

Get great auto insurance coverage at an even better price.

kate sept2004 / Getty Images

National General Car Insurance has a long and convoluted history that begins in 1939. Over the years, it operated under several different names and was folded into other insurance companies, including Motors Insurance Corporation and Integon, which had been founded in 1920, so you’ll sometimes see that as a founding date for National General. In 1991, National General and Integon were bought by General Motors, and the new company became General Motors Acceptance Corporate Insurance, which was better known as GMAC Insurance. 

GMAC was the financial arm of automaker General Motors, making this the only insurance company with roots inside the auto industry. But you may remember that GM and GMAC ran into trouble during the 2008 financial crisis. As a result, the banking division of GMAC was spun off to become Ally, while the insurance division reverted to its original name, National General, in 2013. 

Because of its close ties with General Motors, National General is best known for its auto insurance. But since 2013, it has added more types of policies, including homeowners insurance and even health insurance. 

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

Compare Car Insurance Quotes

Get free personalized quotes with one simple form.

Powered By

National General Auto Car Insurance Discounts

Though it’s no longer known as GMAC, National General still caters to owners of General Motors vehicles and employees of the company. There are discounts available for these groups, as well as for anyone with an OnStar subscription. 

The company also offers most common types of discounts. Having more than one vehicle insured with National General or having more than one kind of policy – say, both home and auto insurance – will earn you a discount. There are also discounts for safe drivers, paperless billing, and paying the annual premium in full.

Drivers can also join the National General Motor Club for a fee. This service operates like other longstanding auto associations and offers reduced-cost roadside assistance, towing services, reimbursement of emergency costs, and free trip planning. 

Other Types of Policies From National General Auto

Since 2013, National General has added several types of insurance policies to its offerings, including:

  • RV
  • Motorcycle
  • Classic and collector car
  • Home 
  • Small business auto
  • Flood
  • Health through National General Health

National General Auto Financial Fitness

As of 2019, National General had a 1.05% market share in the auto insurance segment, making it the 17th largest auto insurer by market share. It underwrites $2.2 million in direct auto insurance premiums. 

National General is the underwriter for Metromile, a San Francisco-based company that caters to low-mileage drivers. Its policies allow customers to pay per mile driven, making it less expensive for urban drivers who may commute to work using public transportation and use their cars only on weekends or to run errands. 

Contact National General Auto

nationalgeneral.com

800-462-2123

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

The Cheapest Car Insurance Companies in 2020

Average Annual Rates:

Car Insurance Hub | Best Car Insurance Companies | Cheapest Car Insurance Companies