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The Automobile Association of America, or AAA, was founded in 1902. The association’s purpose was to support the rights of drivers and passengers by advocating for vehicle safety and fair transportation laws. One of the association’s first major achievements was supporting what is now the federal Department of Transportation as it improved and developed our national highway system.

Over the years, AAA published maps, hotel and campground directories, tour guides, and other  works to help develop and support America’s road trip and travel culture. In 1919, AAA introduced its Roadside Protection Program, a precursor to today’s roadside assistance program. The 1920s and 1930s saw the addition of all-inclusive tour packages as well as hotel and restaurant reviews. 

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In 1940, AAA passed the million-member mark. In 1969, the organization introduced life insurance policies, and in 1975, the organization began rating mechanics and service shops to help members identify reputable car repair facilities. AAA's membership reached 50 million in 2007 and 60 million in 2019.

AAA describes itself as “a federation of regional clubs located throughout North America,” which means that the services available to you depend on what is offered by your local group. AAA’s headquarters are located in Heathrow, Florida.

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

Types of Coverage from AAA Car Insurance

Today, AAA is perhaps most known for the roadside assistance benefits provided by its club membership, but its other services include property insurance (including auto insurance), life insurance, umbrella insurance, car buying advice, car loans, traffic safety resources, vacation planning and travel reservations, and travel and dining discounts. 

AAA Car Insurance Discounts

Though AAA auto insurance requires customers to maintain an annual membership in their regional AAA club, AAA auto insurance customers may be eligible for a number of discounts. These discounts are typical across the auto insurance industry, such as a multi-vehicle discount for insuring more than one car in the same household, a multi-policy or bundling discount for using other AAA insurance services, discounts for students away from home and for good students, discounts for members of certain occupations, discounts for good drivers and for completing approved driver training courses, discounts for safety inspections and use of safety or anti-theft devices, and price breaks for going paperless, staying loyal to the brand, and paying premiums in full. 

Like many major auto insurance companies, AAA offers a discount program, AAADrive, for drivers willing to use a smartphone app that tracks driving habits. If the data shows that you are a safe driver, you may be rewarded with savings on your auto insurance premiums.

Discounts on AAA auto insurance may vary by state and region.

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Other Types of Policies From AAA

In addition to regular auto coverage, AAA also offers insurance for motorcycles, ATVs, boats, and RVs. Other insurance coverage offerings include typical home, condo, and renters insurance policies, as well as flood insurance. Life insurance and umbrella insurance policies are also available from AAA.

AAA Financial Fitness

CSAA Insurance Group, the insurance division of AAA, generates more than $500 million in annual revenue. As of 2018, the company had a financial strength rating of A (Excellent) from A.M. Best. The company has maintained a rating of A or better from A.M. Best for more than 90 years. Furthermore, according to the National Association of Insurance Commissioners, CSAA Insurance Group is one of the top personal lines property casualty insurance groups in the country.

AAA insurance is provided through CSAA Insurance Group.

Contact AAA

www.aaa.com

800-222-4357

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

The Cheapest Car Insurance Companies in 2020

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