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21st Century Auto Insurance was founded in 1958 by Louis W. Foster as 20th Century Insurance, in California. Foster began 21st Century with just one secretary in a one-room office in Los Angeles, but later relocated the company to Woodland Hills.

Foster was known as an insurance pioneer for using phone and mail instead of in-person agents to gain clients, and for insuring only good drivers in California – for low rates. By 1992, 21st Century had more than 1 million policies with clients, earning over $100 million the same year.

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Foster passed away in 1998 as Founder and Chairman of the Board Emeritus of 20th Century Industries. In 2005, 21st Century was purchased by an insurance company named American International Group, and in 2009 was purchased again by Farmers Insurance Group.

Originally founded as an inter-insurance exchange for car insurance, 21st Century services California and Hawaii. Drivers in all other states and D.C. can get insurance coverage from 21st Century’s parent company, Farmers. After 62 years and a couple of acquisitions, 21st Century is now headquartered in Wilmington, Delaware.

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

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21st Century Car Insurance Discounts

You will find all the typical discounts at 21st Century Auto Insurance, including deductions for safe drivers, multiple cars, and good students. You’ll also find basic California discounts, which include anti-theft, mature driver, and superior driver discounts.

21st Century builds in their discounts to many quotes, and the discounts can be stacked without a limit. Some of the driver discounts can save you up to 20%, such as the good driver and superior driver discounts. Vehicle discounts can vary, but if your vehicle has built-in anti-theft features, it can reduce your insurance price by an average of 15%.

Other Types of Policies From 21st Century Car Insurance

21st Century offers car and auto insurance to drivers in Hawaii and California.

21st Century does not offer non-owner auto policies, nor insurance on boats or ATVs, and will direct you to Farmers, its parent company. However, you can get 21st Century coverage for recreational trailers, utility trailers, and motor homes – when it’s bundled with private passenger vehicles on your personal auto policy. 21st Century does not cover drivers headed into Mexico – unless those drivers have policies through its parent company Farmers in Texas, which automatically covers losses in Mexico. Otherwise, drivers will find themselves purchasing the Mexico Coverage Endorsement.

21st Century offers its Roadside Assistance program at no additional cost to policyholders who don’t have AAA or OnStar. This program includes lock-out and towing services 24 hours a day.

21st Century Car Insurance Financial Fitness

In 2017, the total assets of 21st Century equaled about $25.4 million. As for Farmers, it had total assets of about $17.02 billion in 2019.

21st Century isn’t in the top 25 auto insurers, but its parent company Farmers held about 4.16% of the auto insurance market share in 2019, according to a March 2020 study by the National Association of Insurance Commissioners.

This study ranked Farmers as the seventh largest private passenger auto insurance provider, with over $10.5 billion in direct premiums written that year. The top six insurers include State Farm, with 16.14% of the market share, Berkshire Hathaway, Progressive, Allstate, United, and Liberty Mutual, in that order.

21st Century Auto Insurance is wholly owned by Farmers Insurance Group since 2009. Farmers holds a number of other affiliated subsidiaries, including Foremost Insurance in Michigan, The Bristol West Insurance Group in Florida, Farmers New World Life Insurance in Washington, Farmers Financial Solutions, and Toggle, which is a digital insurance for renters launched by Farmers in 2018.

Contact 21st Century Car Insurance

www.21st.com

1-877-401-8181

The Best Car Insurance Companies in 2020

Our Car Insurance Ranking

  1.     USAA
  2.     Geico
  3.     Allstate
  4.     State Farm
  5.     Farmers
  6.     Progressive
  7.     American Family
  8.     Nationwide
  9.     Travelers

The Cheapest Car Insurance Companies in 2020

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