They say that bigger is better, but that’s not always the case. When it comes to securing car loans, having a higher interest rate is a bad thing. That’s why we put together a list of nine of the best cars that you can finance at zero percent. Vehicles such as the 2016 Ford Focus and 2016 Buick Encore can be purchased with zero percent financing for up to five years. Most of the deals on this list even come with bonus cash that will help bring the price down even more.
Whether it's a compact SUV or a luxury sedan, this list has a vehicle that will inspire you to head down to the dealership for a test drive. Check out our picks for the best nine vehicles with zero percent auto finance deals this month. For even more great deals, you can check out our U.S. News Best Price Program.
2016 Ford Escape
Sitting at the No. 4 spot in our compact SUV rankings due to its ample cargo space, impressive available engines, and car-like handling, is the 2016 Ford Escape. One of Ford’s top sellers, the Escape can be purchased this month with zero percent financing for five years, plus up to $1,000 cash back when you finance through Ford.
Powered by a 168-horsepower four-cylinder engine, the base Escape has decent power. In order to get the best driving experience, however, you should go for the optional 240-horsepower turbocharged four-cylinder engine. The Escape has an attractive interior and is available with safety features like blind spot monitoring and front and rear parking sensors.
2016 Ford Focus
The 2016 Ford Focus can be purchased in May with zero percent financing for five years and up to $1,000 cash back. If you decide to go green and choose the Focus Electric instead, you’ll get the same offer with an additional $2,450 cash back.
The Focus is ranked No. 10 out of 22 in our compact car rankings. It has impressive handling, sharp steering, and an appealingly styled interior. The Focus comes standard with Bluetooth, a rearview camera, and a USB port. You won’t have to worry too much about refueling on road trips either, as the Focus gets 26 mpg in the city and 38 on the highway, which is above the class average.
2016 Hyundai Sonata
Leading the pack of midsize cars is the 2016 Hyundai Sonata. The Sonata is praised for its impressive fuel economy, massive cargo area, spacious rear seats, and intuitive infotainment system. It can be purchased this month with zero percent financing for five years, as well as up to $2,250 cash back when you finance through Hyundai.
2016 Mazda CX-5
Sitting just in front of the 2016 Ford Escape, the 2016 Mazda CX-5 comes in at No. 3 in our compact SUV rankings. The CX-5 may be a more fun car to drive, but it lacks the cargo room that the Escape offers. It can be purchased this May with zero percent financing for a limited term.
The base CX-5 comes with a 155-horsepower four-cylinder engine and a six-speed manual transmission, and it gets 26 mpg in the city and 35 on the highway, which is exceptional for the class. It also comes with push-button start, Bluetooth, and a USB port.
Sitting just behind the No. 1-ranked Hyundai Sonata is the 2016 Mazda6. Available this month with zero percent financing for a limited term, the Mazda6 is one of the more impressive midsize cars on the market. It is also one of the safest vehicles on the road, having been named a Top Safety Pick+ by IIHS and earning a five-star overall crash test rating from NHTSA.
The Mazda6’s only engine option is a 2.5-liter four-cylinder that pushes out 184 horses. It comes standard with a six-speed manual transmission, though a six-speed automatic is available. Inside, the Mazda6 offers push-button start, a USB port, Bluetooth, and cloth upholstery standard. Though some reviewers have said there is a bit of a noise issue in the cabin, don’t let that turn you away – you can always turn up the music to 11.
2016 Toyota Sienna
The 2016 Toyota Sienna offers one of the largest cargo areas of any minivan, available all-wheel drive, and a high-quality interior. Coming in at No. 2 in our minivan rankings behind the Honda Odyssey, you can purchase the Sienna with zero percent financing for up to five years.
Powered by a 266-horsepower 3.5-liter V6 engine, the Sienna is more than capable of hauling a small army of children around town, and its cavernous cargo area will easily hold all of their belongings. The Sienna was also a finalist for the 2016 Best Minivan for the Money and Best Minivan for Families awards, losing to the Odyssey in both categories.
2016 Volkswagen Golf
Available this May with zero percent financing for five years, the 2016 Volkswagen Golf is an impressive hatchback, earning high scores across the board and placing at No. 4 in our compact car rankings and No. 5 in hatchbacks. It was also a finalist for both the 2016 Best Compact Car for Families and Best Hatchback for Families.
The Golf comes with a peppy 170-horsepower turbocharged four-cylinder engine that gets average gas mileage for the class. The Golf also comes standard with a touch-screen display, eight speakers, Bluetooth, and a USB port. You’ll have the comfort of knowing the Golf is a Top Safety Pick+ and earned a five-star overall crash test rating.
2016 Buick Encore
The 2016 Buick Encore currently sits in the No. 4 spot of our subcompact SUV rankings due to its smooth ride, upscale interior, and impressive fuel economy. The Encore also has some of the highest safety and reliability ratings in the class, which makes the deal Buick is offering even more enticing.
You can currently purchase the 2016 Encore with zero percent financing for five years plus $1,500 bonus cash. The Encore's MSRP is a little on the pricier side, so this deal should help even the financial playing field. The base engine is a 138-horsepower four-cylinder that struggles when loaded with passengers, but the 28 mpg in the city and 34 on the highway are above-average for the class.
2016 Cadillac CTS
Last, but certainly not least, is the most luxurious and powerful vehicle on this list, the 2016 Cadillac CTS. The CTS is available this May with zero percent financing for five years and $2,500 cash back, so this may just be the time to jump into a Cadillac. The CTS has a strong line of engine options, composed handling around turns, and premium materials in the cabin.
Sitting atop our luxury midsize car rankings with the Audi A6 and Mercedes E-Class, the CTS is powered by a turbocharged four-cylinder that produces 268 horsepower. It also comes standard with a rearview camera, remote start, rear parking sensors, and a Wi-Fi hot spot.