2015 Mazda3 Hatchback Blue Exterior
The 2015 Mazda3 starts at $16,945. You can purchase it this September with zero percent financing for up to 63 months, or you can get up to $1,500 cash back. (Mazda North American Operations)

Just because you want a new car doesn’t mean you want to deal with a giant new car payment. We've assembled a list of great car deals on vehicles that cost less than $20,000. As an added bonus, many of these models perform well in our new car rankings. This list also includes everything from practical hatchbacks, to sporty compact sedans, to fuel-sipping hybrids. Every one of these great car offers features zero percent financing if you finance through the manufacturer, and some offer bonus cash incentives on top of that. If you'd prefer to pay cash or finance through your own lender, many manufacturers will give you cash back rebates. Check out our list of 10 new car deals below. Then, if you want to see even more new car and SUV offers, you can look at our full roundup of the best car deals for September.

2015 Chevrolet Cruze

This September, the $16,170 Cruze is available with zero percent financing for five years through Chevrolet, or up to $1,500 cash back if you finance through your own lender or pay cash. The Cruze has a spacious trunk for the class, and critics appreciate its balanced ride and handling.

2015 Kia Soul

The Kia Soul won our 2015 Best Hatchback for Families award. Auto writers say it has a high-quality cabin, and the Soul has a larger cargo area than some compact SUVs. The 2015 Soul starts at $15,190 and is available with zero percent financing for 66 months plus $1,000 bonus cash, or $1,000 cash back.

2015 Ford Focus

The Ford Focus starts at $17,170 and is available with no-interest financing for up to six years plus up to $1,250 bonus cash, or you can take up to $1,500 cash back. Agile handling and top-notch cabin materials are among the reasons reviewers recommend the Focus sedan and hatchback.

[Buying vs. Leasing]

2016 Hyundai Elantra

The $17,250 Elantra has good rear-seat legroom, according to critics, as well as generous trunk space. The Elantra can be yours this September with zero percent financing for up to 66 months plus $500 bonus cash, or $1,500 cash back.

2015 Toyota Corolla

The 2015 Corolla, which starts at $16,950, is available with zero percent financing for five years or up to $1,000 cash back in the majority of states. The Corolla earns excellent reliability ratings from J.D. Power and Associates, and reviewers appreciate its spacious rear seats and high fuel economy.

2015 Kia Rio

The high-ranking Kia Rio has strong acceleration for a subcompact car, test drivers say, and a long warranty for the class. The 2015 Rio has a starting price of $13,990 and is available with zero percent financing for 66 months or $500 cash back.

2015 Mazda3

Available in sedan and hatchback versions, the top-ranked Mazda3 (starting price $16,945) earns praise for its sporty handling, excellent fuel economy and high-end cabin. You can purchase it this September with no-interest financing for up to 63 months, or you can get up to $1,500 cash back.

[Car Affordability Calculator]

2015 Nissan Sentra

You can buy a Nissan Sentra, which starts at $16,480, with zero percent financing for six years plus $250 bonus cash, or up to $1,000 cash back. The Sentra has a large trunk and good fuel economy for a compact car. Reviewers like its big back seat.

2015 Toyota Prius c

The Prius c hybrid starts at $19,540 and gets 50 mpg in combined city/highway driving, according to the EPA. It's available with zero percent financing for five years with up to $1,500 cash back, or up to $2,000 cash back in the majority of states.

2015 Volkswagen Jetta

The 2015 Jetta (starting price $16,215) is available with no-interest financing for six years. Critics like the VW Jetta's powerful engine options and huge back seat.

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