Used Car Deals

Best Used Car Financing Deals

CPO and Used Car Discounts

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Certified pre-owned (CPO) cars, trucks, and SUVs give you more protection than typical used vehicles. While CPO cars generally cost more than regular used cars, they give you more for your money and are much less expensive than new cars. To become certified pre-owned, these cars, SUVs, and trucks are inspected by dealers using specifications created by the car manufacturers. CPO cars, trucks, and SUVs come with not only the remainder of the new-car warranty, but also an additional warranty that can cover as much as 100,000 miles. If you want to know more, read How CPO Programs Work and check out our list of the Best CPO Programs.

Another benefit is that car brands often offer sales and deals on CPO cars, which lowers the overall cost of the car to you. These used car specials are usually financing offers direct from manufacturers at their dealerships, so you can't get them at an independent dealer. This month, most CPO deals are focused on cars; deals on used SUVs are few and far between, especially when it comes to luxury brands. Still, with a lower starting price than a new car and a lower financing rate than most used car loans, a CPO car, truck, or SUV is a great way to get a newer car and save some cash.

Chevrolet, Buick and GMC are offering 1.9 percent financing on much of their CPO lineup, including the Chevy Silverado, Buick Enclave, and GMC Terrain. Toyota has financing as low as 1.9 percent on most of its CPO lineup – and that offer lasts all the way until October, giving you plenty of time to find just the right used Toyota.  Nissan has 1.95 percent financing on any CPO Nissan from the 2012 to 2017 model years. Honda has a CPO deal of 0.9 percent APR  for up to five years on CPO Civic and Pilot models. That's not only a low rate and long term for any car brand on their CPO stock, but it's also rare for Honda to offer CPO financing deals -- so this is one you'll want to act on if you're in the market for a used Honda. 

If you have your eye on a more luxurious vehicle, there are deals for you too. BMW is offering 0.9 percent financing on CPO 3 Series models, and Jaguar is offering 0.9 to 2.9 percent interest over two to six years on XF, XJ, XK, and F-Type models. You can get most CPO Land Rovers with 0.9 to 2.9 percent financing over two to five years. Mercedes has a CPO deal of 1.99 percent financing for 36 months on select CPO CLA, C-Class, E-Class and GLK models.




Expiration Date


0.9% APR on select 2013-2015 certified pre-owned BMWs

2013-2015 CPO 3-Series models; 2014-2015 CPO i3 models.


Honda 0.9% APR for 24 to 60 months Select CPO Civic and Pilot models 8/7/2017
Buick 1.9% APR for a limited term Select CPO Enclave, Encore and LaCrosse models 7/31/2017


Financing from 1.9 to 2.9% APR for up to 60 months

Most CPO models


GMC 1.9% APR for a limited term Select CPO Acadia, Sierra and Terrain models 7/31/2017
Nissan 1.95% for up to 36 months Any 2012 - 2017 CPO Nissan 7/31/2017


0.9-3.9% APR for 24, 36, 48, 60, or 72 months

Select CPO XF, XJ, XK, and F-Type models


Mercedes-Benz 1.99% APR for 36 months  Select CPO CLA, C-Class, E-Class and GLK models 7/31/2017

Land Rover

0.9-1.9% APR for 24, 36, 48, or 60 months

Select CPO models


Chevrolet 1.9% APR for a limited term Select CPO Cruze, Equinox, Malibu, Silverado and Traverse models 7/31/2017

Looking to buy a used car? Check out our Used Car Rankings, where you can compare used cars by class, model year, and budget. Then, search our Used Car Listings, where you can browse used vehicles for sale in your area. While we work to keep used car deals up to date and accurate, the best source of current discounts and incentives on a used or certified pre-owned car is your local dealer.

Interested in a new car? Check out our Best Car Deals this month, as well as our Best Lease Deals.