Used Car Deals

Best Used Car Financing Deals

CPO and Used Car Discounts

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Certified pre-owned (CPO) cars, trucks, and SUVs give you more protection than typical used vehicles. While CPO cars generally cost more than regular used cars, they give you more for your money and are much less expensive than new cars. To become certified pre-owned, these cars, SUVs, and trucks are inspected by dealers using specifications created by the car manufacturers. CPO cars, trucks, and SUVs come with not only the remainder of the new-car warranty, but also an additional warranty that can cover as much as 100,000 miles. If you want to know more, read How CPO Programs Work and check out our list of the Best CPO Programs.

Another benefit is that car brands often offer sales and deals on CPO cars, which lowers the overall price you pay. These used car specials are usually financing offers direct from the manufacturer at their dealerships. This month, you can purchase a number of CPO Chevrolet models with just 1.9 percent financing, including the Cruze, Malibu, Equinox, and Silverado. Ford is offering 2.9 percent financing for 66 months on the Fusion, Edge, Explorer, and F-150 at your local Ford dealer. Nissan has a financing deal on all of its CPO vehicles: 1.95 percent for three years or 3.95 percent for six years. Toyota has financing as low as 1.9 percent on most of its CPO lineup, and that offer lasts all the way to October, giving you plenty of time to find just the right used Toyota. Honda isn’t offering any CPO deals this month, but does have used car deals from time to time, so it’s worth checking back next month.

If you have your eye on a more luxurious vehicle, there are deals for you too. BMW is offering 0.9 percent financing, and Jaguar is offering 0.9 to 3.9 percent interest over two to five years on XF, XJ, XK, and F-Type models. You can get most CPO Land Rovers with 0.9 to 2.9 percent financing over two to five years. Lincoln has a certified pre-owned deal of 2.9 percent for 66 months. With that deal, you also get a three-month subscription to SiriusXM and a six-year/100,000-mile warranty. Mercedes-Benz’s certified pre-owned deals are even better, with rates as low as 1.9 percent on some models, while Lexus ups the ante with 0.9 percent financing on certified IS, ES and ES hybrid sedans. 

Brand

Deal

Models

Expiration Date

BMW

0.9% APR on select 2013-2015 certified pre-owned BMWs

2013-2015 3-Series and 4-Series; 2014-2015 i3 models.

5/31/2017

Toyota

Financing from 1.9 to 2.9% APR for up to 60 months

Most CPO models

10/3/2017

Chevrolet

1.9% APR on select certified pre-owned Chevrolet models

Select Cruze, Equinox, Malibu, Silverado, and Traverse models

5/31/2017

Ford

2.9% APR for 66 months and 3 months SiriusXM subscription

All CPO models

7/5/2017

Jaguar

0.9-3.9% APR for 24, 36, 48, 60, or 72 months

Select CPO XF, XJ, XK, and F-Type models

6/30/2017

Land Rover

0.9-2.9% APR for 24, 36, 48, or 60 months

Select CPO LR2, LR4, Range Rover Evoque, Range Rover Sport, Range Rover, and Discovery Sport models

6/30/2017

Lincoln

2.9% APR for 6 months on MKC and MKZ models; includes 3-month subscription to SiriusXM 

Select CPO MKC and MKZ models

5/31/2017

Mercedes-Benz

1.99-3.99% APR for either 48 or 72 months  

CPO 2014-2016 CLA Class models, C Class, S Class and E Class models; 2013-2015 GLK Class models; 2016 GLC models

5/31/2017

Nissan

1.95% APR for 36 months or 3.95% APR for 72 months and $500 cash back on select CPO models 

All CPO vehicles 

5/31/2017

Subaru

Financing as low as 1.49% APR

All 2012-2017 CPO models

5/31/2017

Lexus 0.9% financing for up to 48 months Certified Lexus IS, Es and ESh models 5/31/2017

Looking to buy a used car? Check out our Used Car Rankings, where you can compare used cars by class, model year, and budget. Then, search our Used Car Listings, where you can browse used vehicles for sale in your area. While we work to keep used car deals up to date and accurate, the best source of current discounts and incentives on a used or certified pre-owned car is your local dealer.

Interested in a new car? Check out our Best Car Deals this month, as well as our Best Lease Deals.