Used Car Deals

Best Used Car Financing Deals for December 2018

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Among the many choices you make when buying a car is whether to get a new or used model. With the average price of a new vehicle at roughly $36,000, buying a new model can be pricey. That said, you may be reluctant to purchase a used vehicle because you could end up with someone else’s problems. Fortunately, car manufacturers give you a middle option with certified pre-owned vehicles.

While it’s true that certified pre-owned cars, trucks, SUVs, and minivans typically cost more than uncertified used models, they still cost less than brand-new models. A CPO vehicle also gives you more peace of mind than an uncertified used model.

Car manufacturers conduct multipoint inspections on CPO vehicles, and most brands require the models to be less than five or six years old and have fewer than 60,000 to 80,000 miles. CPO vehicles occasionally come with added benefits, though these benefits vary by brand. Some of the best offers include a 10-year/100,000-mile warranty, rental car reimbursement, roadside assistance, and free scheduled maintenance for a period of time. If you want to know more, read How CPO Programs Work.

Used car specials from automakers consist mostly of finance deals on CPO vehicles. These incentives include interest rates that are usually lower than the national average rate. A lower rate reduces the overall cost for you, the buyer, as do factors like exclusive incentives from the dealership and your trade-in value.

December sees some attractive CPO deals from across the market. Nissan is offering zero percent financing for three years on the Leaf, while automakers such as Buick, Chevrolet, and GMC are featuring 1.9 percent financing this month. You can also secure an interest rate of less than 2 percent from BMW, Mercedes-Benz, and Subaru.

Check out the best December CPO financing offers to make the right car-buying decision for you.






1.99% APR for 24 months and no payments for 3 months on i3; no payments for 3 months on all other models

All 2015-2016 CPO models



1.9% APR for various terms

Select CPO Enclave and Encore models



1.9% APR for various terms

Select CPO Cruze, Equinox, Malibu, Silverado, and Traverse models



3.99% APR for 60 months

All CPO models, including the Ford F-150



1.9% APR for various terms

Select CPO Acadia, Sierra, and Terrain models



3.9% APR for 60 months

Select CPO models, including RX and RX Hybrid 1/2/2019


1.99% APR for up to 48 months

Select 2015-2017 CPO models, including CLA, C-Class, E-Class, S-Class, GLA, GL, GLC, GLE, GLS, and M-Class



0% APR for up to 36 months; 2.99% APR for 60 months

0% for 36 months on 2014-18 Leaf; 2.99% for 60 months on 2014-2018 Altima, Rogue, and Rogue Select



1.99% APR for 60 months

Select 2013-2018 CPO models


Interested in a new car? Check out our Best Car Deals this month, as well as our Best Lease Deals. Looking to buy a used car? Check out our Used Car Rankings, where you can compare used cars by class, model year, and budget. Then, search our Used Car Listings, where you can browse used vehicles for sale in your area. While we work to keep used car deals up to date and accurate, the best source of current discounts and incentives on a used or certified pre-owned car is your local dealer.