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Best Car Deals

What Are September’s Best Car Deals?

Flipping the calendar to September usually means the start of the annual sell-down season. It typically has automakers and their ...

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Best Car Deals This Month

Deals are samples from the manufacturer. Availability may vary based on location. Contact your dealer for details and qualification. All prices exclude taxes, licensing, tags and other dealer fees.

2020 BMW 2-Series

2020 BMW 2-Series

MSRP: $35,300-$52,400

2020 BMW 2-Series

FINANCE DEALS

  • 0.9% financing for 60 months plus $3,000 bonus cash (Expires: 09/30/20)
2020 Cadillac Escalade

2020 Cadillac Escalade

MSRP: $75,195-$98,295

2020 Cadillac Escalade

CASH BACK DEALS

  • $9,500 cash back (Expires: 09/30/20)
2020 Chevrolet Suburban

2020 Chevrolet Suburban

MSRP: $51,700-$68,500

2020 Chevrolet Suburban

CASH BACK DEALS

  • 10% of MSRP cash back (Expires: 09/30/20)
2020 Chrysler Pacifica Hybrid

2020 Chrysler Pacifica Hybrid

MSRP: $39,995-$45,845

2020 Chrysler Pacifica Hybrid

FINANCE DEALS

  • 0% financing for 72 months
    0% financing for 60 months plus $3,000 bonus cash (Northeast, Southeast, Midwest, South Central) Southwest, Northwest)
    (Expires: 09/30/20)

CASH BACK DEALS

  • Up to $5,000 cash back (Northeast, Southeast, Midwest, Southwest)
    Up to $5,500 cash back (South Central)
    Up to $6,000 cash back (Northwest)
    (Expires: 09/30/20)

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2020 Dodge Challenger

2020 Dodge Challenger

MSRP: $28,095-$58,995

Get an additional $500 bonus cash »

2020 Dodge Challenger

CASH BACK DEALS

  • Up to $7,970 cash back (Expires: 09/30/20)
2020 Infiniti QX50

2020 Infiniti QX50

MSRP: $37,250-$55,850

2020 Infiniti QX50

FINANCE DEALS

  • 0% financing for 72 months (Expires: 09/30/20)
2020 Jaguar F-Type

2020 Jaguar F-Type

MSRP: $61,600-$126,700

2020 Jaguar F-Type

FINANCE DEALS

  • 0% financing for up to 72 months (Expires: 09/30/20)
2020 Jeep Renegade

2020 Jeep Renegade

MSRP: $22,375-$28,500

Get an additional $500 bonus cash »

2020 Jeep Renegade

FINANCE DEALS

  • 0% financing for 72 months (Expires: 09/30/20)
2020 Kia Sorento

2020 Kia Sorento

MSRP: $26,990-$41,890

2020 Kia Sorento

CASH BACK DEALS

  • $6,000 cash back (Expires: 09/08/20)
2020 Lexus ES

2020 Lexus ES

MSRP: $39,900-$44,635

2020 Lexus ES

FINANCE DEALS

  • 0% financing for 60 months (Expires: 09/30/20)

CASH BACK DEALS

  • Up to $4,500 cash back (Northeast, Mid-Atlantic, Southeast, South Central, Southwest, Northwest)
    Up to $5,500 cash back (Midwest)
    (Expires: 09/30/20)

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2020 Ram 1500

2020 Ram 1500

MSRP: $32,145-$57,515

2020 Ram 1500

FINANCE DEALS

  • 0% financing for 72 months (Expires: 09/30/20)
2020 Subaru Forester

2020 Subaru Forester

MSRP: $24,495-$34,595

2020 Subaru Forester

FINANCE DEALS

  • 0% financing for 63 months (Expires: 09/30/20)
2020 Toyota Supra

2020 Toyota Supra

MSRP: $49,990-$55,250

2020 Toyota Supra

FINANCE DEALS

  • 0% financing for 60 months (Expires: 09/30/20)

CASH BACK DEALS

  • $4,500 cash back (Northeast)
    $3,500 cash back (Northwest, Mid-Atlantic, Midwest, South Central, Southwest, Northwest)
    (Expires: 09/30/20)

See All 

2020 Volkswagen Atlas

2020 Volkswagen Atlas

MSRP: $31,545-$49,195

* 2021 pricing; 2020 pricing not available

2020 Volkswagen Atlas

FINANCE DEALS

  • 0% financing for 72 months (Expires: 09/08/20)
2020 Volkswagen GTI

2020 Volkswagen GTI

MSRP: $28,595-$37,295

2020 Volkswagen GTI

FINANCE DEALS

  • 0% financing for 72 months (Expires: 09/08/20)
2020 Volvo XC90

2020 Volvo XC90

MSRP: $48,350-$73,800

2020 Volvo XC90

CASH BACK DEALS

  • $4,000 cash back (Expires: 08/31/20)

More on Best Car Deals

Flipping the calendar to September usually means the start of the annual sell-down season. It typically has automakers and their dealers trying to move the last of this year’s vehicles off the lots, making room for next year’s models. This year, it’s a little different.

Because of plant closures caused by the coronavirus pandemic, supplies of popular models are already in short supply. While there are plenty of great deals to be had, many are on slower-selling models and those soon to be redesigned or replaced.

With the effects of the COVID-19 pandemic still rippling through our lives, car shopping might not be at the top of everyone’s to-do list. Fortunately, auto dealers have rapidly adapted to the changing circumstances. Many have rolled out comprehensive online buying experiences, with the option of home delivery.

Finding a great deal takes some research. We’ve helped you out by scouring the marketplace to find the best deals automakers are offering this September. When you know what a good deal is, the best place to find one, and how to take advantage of the offer, you set yourself up to save thousands of dollars.

The 84-month (seven-year) 0% financing deals common in the spring and early summer are gone, but there are still plenty of 60- and 72-month 0% offers available. There are a couple available on the 2020 Chrysler Pacifica Hybrid. One is a 0% deal for six years, and the other is a 0% deal for five years, with a hefty sum of cash back.

Infiniti is offering 0% financing for six years across its lineup, while Subaru is offering 63-month 0% deals on several models, including the 2020 Subaru Forester. There are six-year 0% offers on vehicles ranging from the 2020 Jaguar F-Type luxury sports car to the 2020 Ram 1500 pickup.

Whether or not you choose to finance your purchase, a cash back deal will save you money. There are massive cash back offers available this month on the 2020 Cadillac Escalade, 2020 Lexus ES, and even the new-for-2020 Toyota Supra. The 10% cash back offer on the 2020 Chevrolet Suburban can save you nearly $7,000 on a top-trim model.

Even though a 72-month loan may get you a low monthly payment, you should carefully consider whether a six-year car loan is right for you. Our story on long-term car loans shows the pros and cons of having such a long auto loan.

How Can U.S. News Help You Get a Deal?

The U.S. News Best Cars team believes that you are not getting a great deal unless you are getting a great car. We strive to help you, the buyer, find the best deal on the vehicle that fits your needs and will provide years of reliable service.

Our researchers study thousands of vehicle reviews from the country’s best automotive journalists. We combine that analysis with quantifiable data on safety, predicted reliability, and several other factors to create scores we use to rank nearly every car, truck, SUV, wagon, and minivan available in the U.S. To ensure our impartiality, we don’t accept expensive gifts or trips from automakers, and an outside company handles the advertising on our site.

Beyond the overall scores that power our new car rankings, buyers can compare vehicles side by side using essential factors – such as performance, safety, and predicted reliability – that help drive car-buying decisions.

When you are ready to buy, the U.S. News Best Price Program can save you thousands of dollars by connecting you with local dealers offering pre-negotiated prices. Through the program, both lease and purchase customers can find out what incentives they can take advantage of. Buyers who use the program save an average of more than $3,000 off MSRP. The Best Price Program will also help you find dealers that are set up for online car buying and home delivery, both of which are important in this time of social distancing.

Our team offers resources to guide you through the process of selecting, buying, and owning a car. Our articles show you how to buy a vehicle, how to finance your purchase, and how to make the decision about buying versus leasing. We’ll arm you with expert advice – such as making sure you have financing before you visit the dealer – to give you the knowledge and confidence you need to negotiate the best price and complete the deal. Our expert advice will help you save money at the dealership by avoiding costly add-ons. We’ll also help you keep your new vehicle in tip-top shape, with car ownership advice like our list of ways to avoid killing your car.

What Is a Car Deal?

Automakers don’t hit a home run every time they get up to bat. Some cars and trucks don’t meet sales expectations, and all vehicles eventually reach the end of their product cycles. Manufacturers offer incentives to increase the pace of sales on these models and get them off dealer lots. Car deals like these provide substantial discounts for buyers; no haggling required.

There are three main types of buying incentives: financing deals, cash back offers, and lease incentives. You’ll find this month’s best lease offers on our lease deals page.

Despite the enticing name, getting a cash back deal doesn’t mean that you’re going to get a pile of cash as you leave the dealership. A cash back offer is simply a discount on the price of the car. These offers go by several names, including cash rebates, bonus cash, cash back incentives, and cash allowances. No matter what name the manufacturer uses, these incentives all work about the same.

Taking advantage of the $9,500 rebate on an $80,795 Luxury trim level 2020 Cadillac Escalade, for example, instantly drops the price you’ll pay to $71,295. The best part? You don’t have to negotiate to get the discount.

A significant car-buying cost that many consumers don't consider is the price of their financing. Interest charges can add thousands of dollars to the overall cost of a car, so getting a discounted interest rate is an excellent way to save some money. A financing deal is like finding a bank with a huge "sale" banner in the front window, offering an interest rate that is well below the market average. The lower interest rate allows you to lower your monthly payments, shorten the length of your loan, or get a higher-priced car without busting your budget.

We’ll demonstrate how much you can save by looking at one of this month’s 0% deals. The 2020 Infiniti QX50 luxury crossover is available with a six-year 0% financing deal. We’ll assume you’ve picked the midrange QX50 Essential model, which is priced at $44,100. For simplicity, we’ll say you’re not trading in a car or making a down payment, and you’re paying cash upfront for any taxes and fees.

If you take the 0% deal, you’ll just have to pay $44,100. To find your monthly payment, you can simply divide that price into 72 equal payments. Each payment would be $613.

Without the financing incentive, you would have to pay market-rate interest, which is currently averaging about 4.25%. The math for interest gets complicated, so we’ll use our car loan calculator to do the work for us. Plug the loan term (72 months), interest rate (4.25%), and car price ($44,100) into the calculator, and you’ll see that each monthly payment is $695.

Taking advantage of the 0% offer saves you $82 per month. Over the life of the loan, that’s a substantial $5,904 in interest you wouldn’t have to pay.

While 0% deals are the best financing offers to find, any interest rate that’s well below average can save you large amounts of money. The 0.9% rate BMW is charging on the 2020 3 Series this month, for example, is 3.35% lower than the average market rate.

Most of the best car deals are reserved for shoppers with top-notch credit scores. By checking your credit well in advance of car shopping, you can work to correct any errors on your credit report and make timely payments to improve your score. Even a few extra points on your score can pay big dividends if they allow you to qualify for a special car deal. If you do qualify for a cash back or finance deal, you can still attempt to negotiate a lower price, though salespeople might indicate otherwise.

Of course, most car deals come with loads of fine print and restrictions. Many offers are limited to residents of specific regions. Be sure to use our Best Price Program, check with your local dealer, or chat with an online sales representative to ensure that you qualify for any offer you are pursuing. Pay particular attention to the deal's expiration date to make sure that the deal won’t expire before you purchase the car. Missing it by even one day can disqualify you from getting the discount.

Be sure you check with multiple dealers before you settle on the price. Because of manufacturer-to-dealer discounts and incentives, dealers can pay different prices to buy cars from the automakers. Those differences may be reflected in the price that you can negotiate. If you can travel a bit or communicate online with several dealers, you might be able to save a considerable amount of money. Think about buying your new ride in a location where it might not be popular. For example, plug-in hybrids might cost less at rural dealerships, while full-size pickup trucks may be more affordable at urban outlets.

How Do You Know If It Is a Good Deal?

Just because you see an advertised special offer, that doesn't mean it's necessarily a good deal for you. You’ll have to look beyond the monthly payment to the rest of the deal’s terms to figure out whether it’s a good deal or not. It’s easy for a seller to manipulate the monthly payment to make it look like a good deal when, in fact, you’re overpaying.

To evaluate a new car deal, look at the total cost of the vehicle, including the price of financing. Spending a few minutes to crunch the numbers can save you big bucks and prevent you from making a mistake that will haunt your finances for years. You should always do the math yourself rather than rely on a salesperson who’s trained to manipulate the numbers to make their deal look more attractive than it really is.

It's critical that you consider buying a new car as three separate transactions: the price of the vehicle, the value of your trade-in, and the cost and method of financing. Packaging all three together breeds confusion, and confusion can be costly if it leads you to a bad deal.

When faced with a decision between multiple financing options or a cash back deal, some simple math will show you the total cost of each option. To illustrate, we’ll use a couple of this month’s new car deals.

There are a pair of deals available this September on the 2020 Toyota Supra. In many parts of the country, you have a choice of either a $3,500 rebate or 0% financing for five years. We’ll say you’ve picked the $49,900 base model, have no down payment, aren’t trading in a used car, and are paying cash for any taxes or fees. That leaves $49,900 to finance.

Because you don’t have to pay any interest with the 0% deal, you simply divide the sports car’s price into 60 equal payments of $832.

The rebate drops the Supra’s price $3,500 to $46,400. However, you’ll have to pay a market interest rate on that amount. When you enter the price, the 60-month loan term, and the current market-average interest rate of 4.25% into our auto loan calculator, it kicks out a monthly payment amount of $860.

Comparing the two results, we can see that the cash back deal costs $28 more per month. Over the life of the loan, that’s an extra $1,680 you would pay.

You can never assume that one type of deal is superior to another without running the numbers and considering your personal financial circumstances. If you were making a substantial down payment or trading in a high-value vehicle, the numbers in the example above might have favored the cash back offer.

Whatever you do, it is critical that you resist the urge to extend your loan by a year or two to get a lower monthly payment. Going for a loan that lasts for more than five years dramatically increases your financial exposure and will usually involve a higher interest rate. You want to avoid a situation where you're making monthly payments on an older car that requires costly repairs.

Completing the Deal

By the time you're ready to sign the final papers, you’ve probably spent a ton of time negotiating with the dealership. While you may just want to sign the papers and drive away in your new ride, you should instead slow down and read each document carefully. Ensure that the numbers match the agreement you negotiated and that no costly add-ons or outrageous dealer fees have been slipped into the deal.

Pay particular attention to the price, the length of the loan, and the interest rate. Never sign papers that don’t have complete details, aren’t fully filled out, or contain errors, even if the finance officer promises to correct them later. If you are pressured to sign them, consider it a huge red flag and walk away from the deal. Never drive away from the dealership until you have the final loan documents signed. You might fall prey to an unscrupulous dealer who will make you return to sign final papers at a much higher price.

We research deals based on representative ZIP codes across the country. We strive to keep this list up to date, but offers can change without warning. Some car specials are limited to a certain number of vehicles or a percentage of dealer stock, and inclusion on our site does not guarantee that a particular deal will be available at your local outlet. The easiest way to find out if you can take advantage of an offer is to click the red button next to the car that you're interested in, and we’ll search for a great price at a local new-car dealer.

If you didn’t see your dream car in the list of vehicles above, look at our Acura, BMW, Cadillac, Mercedes-Benz, Porsche, Audi, Toyota, Nissan, Ford, Honda, Chevrolet, Hyundai, Kia, Mazda, Jeep, Dodge, Ram, Buick, GMC, Subaru, Lexus, Lincoln, Volvo, Infiniti, and Volkswagen deals pages to see brand-specific lease specials. Our expert researchers and journalists also search the market for this month’s best lease deals and best used car deals. We’ve done the research to help you find a great ride at a great price.

Best Car Financing Deals:

  • 2020 BMW 2-Series: 0.9% financing
  • 2020 Chrysler Pacifica Hybrid: 0% financing
  • 2020 Infiniti QX50: 0% financing
  • 2020 Jaguar F-Type: 0% financing
  • 2020 Jeep Renegade: 0% financing
  • 2020 Lexus ES: 0% financing
  • 2020 Ram 1500: 0% financing
  • 2020 Subaru Forester: 0% financing
  • 2020 Toyota Supra: 0% financing
  • 2020 Volkswagen Atlas: 0% financing
  • 2020 Volkswagen GTI: 0% financing

Best Car Cash Back Deals:

  • 2020 Cadillac Escalade: $9,500 cash back
  • 2020 Chrysler Pacifica Hybrid: $5,000 cash back
  • 2020 Dodge Challenger: $7,970 cash back
  • 2020 Kia Sorento: $6,000 cash back
  • 2020 Lexus ES: $4,500 cash back
  • 2020 Toyota Supra: $4,500 cash back
  • 2020 Volvo XC90: $4,000 cash back
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Car Deals: October 2020

We've compiled a list of the best car deals available in the U.S. for this month.

By Manufacturer:
U.S. News Best Price Program

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