Used Car Deals

Best Used Car Financing Deals

CPO and Used Car Discounts

Owaki-Kulla/Getty Images

Certified Pre-owned (CPO), cars, trucks and SUVs are becoming increasingly popular, both for their prices and the protections that come with them. While CPO cars typically have higher prices than regular used cars, they give you more for your money and are much less expensive than buying new. To become certified pre-owned, these cars, SUVs, and trucks are inspected by dealers using specifications created by the car's manufacturer. Better still, CPO cars, trucks and SUVs come not only with what’s left of the new-car warranty but also an additional warranty that can cover as much as 100,000 miles.  If you want to know more, learn How CPO Programs Work, and check out our list of the Best CPO Programs.

One other benefit of CPO cars is that car brands offer sales and deals on them, which lowers the overall price you pay. These used car specials are usually financing offers direct from the manufacturer at their dealerships. This March, you can purchase a number of CPO Chevrolet models with just 1.9 percent financing over an unspecified term. These include cars (Cruze and Malibu), SUVs (Equinox), and trucks (Silverado). Ford is offering 1.9 percent financing for 66 months on the Fusion, Edge, Explorer, and F-150 this March at your local Ford dealer. Nissan has a financing deal on all its CPO vehicles – 1.95 percent for three years or 3.95 percent for six years. Toyota is offering regional used car deals that include financing with rates as low as 1.9 percent for up to five years on certified Toyota Corolla, Toyota Camry and Toyota Prius models.  Honda dealers have even better CPO deals, with 0.9 percent financing for up to three years on select certified used CR-V and Accord models. Jeep has a CPO program, but isn't offering any incentives or discounts at the moment. 

If you have your eye on a more luxurious vehicle, there are deals for you too. BMW is offering 0.9 percent financing for an unspecified term on all 2013-2015 3 Series and 4 Series models. You can also purchase the electric BMW i3 at the same rate. Jaguar is offering XF, XJ, XK, and F-Type models with 0.9 to 3.9 percent interest over two to five years. Land Rover offers a similar deal. You can get most CPO Land Rovers with 0.9 to 2.9 percent financing over two to five year. Finally, Lincoln has a very attractive offer on its MKC and MKZ models: 1.9 percent financing for six years. You also get a three-month subscription to SiriusXM and a six-year, 100,000 mile warranty. Infiniti also has CPO financing deals that can lower the overall price you pay. Certified pro-owned Infiniti cars and SUVs are available with 0.99 percent financing for up to three years. Mercedes-Benz certified preo-owned deals aren't as attractive this month, with the lowest financing rate at 2.99 percent for four years. Still, a CPO Mercedes has a much lower price than a new one, so while you won't save as much compared to other luxury vehicle CPO offers, you'll still save compared to buying new. 

Looking to buy a used car? Check out our Used Car Rankings, where you can compare used cars by class, model year, and budget. Then search our Used Car Listings, where you can browse used vehicles for sale in your area. While we work to keep used car deals up to date and accurate, the best source of current discounts and incentives on a used or certified pre-owned car is your local dealer.

Interested in a new car? Check out our Best Car Deals this month, as well as our Best Lease Deals.

Used BMW Deals

Deal: 0.9% APR on select 2013-2015 Certified Pre-owned BMWs.

Models: 2013-2015 BMW 3-Series and BMW 4-Series; 2014-2015 i3 models. 

Expires: 3/31/2017

Search Used BMW Listings »

Used Chevrolet Deals

Deal: 1.9 percent 

Models: Select Cruze, Equinox, Malibu, Silverado, and Traverse models

Expires: 3/31/17

Search Used Chevrolet Listings »

Used Ford Deals

Deal: 2.9 percent financing for 66 months; includes three months SiriusXM subscription

Models: All Ford CPO vehicles

Expires: 4/3/17

Search Used Ford Listings »

Used Jaguar Deals

Deal: 0.9 percent - 3.9 percent financing for 24, 36, 48, 60, or 72 months

Models: Select XF, XJ, XK, and F-Type models

Expires: 3/31/17

Search Used Jaguar Listings »

Used Land Rover Deals

Deal: 0.9 percent - 2.9 percent for 24, 36, 48, or 60 months

Models: Select LR2, LR4, Range Rover Evoque, Range Rover Sport, Range Rover, and Discovery Sport models

Expires: 3/31/17

Search Used Land Rover Listings »

Used Lincoln Deals

Deal: 1.9% APR for 72 months on MKC and MKZ models; includes 3 month subscription to SiriusXM and a 6-year, 100,000 warranty.

Models: Lincoln MKC and MKZ

Expires: 4/3/2017

Search Used Lincoln Listings »

Used Mercedes-Benz Deals

Deal: 2.99% to 3.99% financing for either 48 or 72 months  

Models: 3.99% for up to 72 months on 2014-2015 CLA Class models; 2.99% financing for up to 48 months on 2013-2015 CPO C-Class and E-Class models; 3.99% financing for 72 months on 2013-2015 GLK Class. Every Mercedes-Benz CPO vehicle comes with the balance of its new-car warranty, plus an additional 1-year, unlimited mile warrant. A second year warranty extension is available

Expires: 5/1/2017

Search Used Mercedes-Benz Listings »

Used Nissan Deals

Deal: 1.95 percent financing for 36 months, or 3.95 percent financing for 72 months

Models: Any CPO Nissan

Expires: 3/31/17

Search Used Nissan Listings »

Used Subaru Deals

Deal: As low as 0.99% financing

Models: All 2012-2017 CPO models

Expires: 3/31/2017

Search Used Subaru Listings »

Used Toyota Deals

Deal: 1.9% to 2.9% financing for up to 60 months

Models: Many CPO models

Expires: 4/3/2017Search Used Toyota Listings »